...Dave Ramsey, that is.
We are in his "Financial Peace University" and we are loving it!!!! I have always thought of us (especially Troy) as very good in the financial arena, and we realize now that we were still not where we needed to be financially. But now we are trying to get there.
The word for 2011 is "Frugalicious". That is what I am shooting for as I grocery shop, go to the mall (or rather, don't go to the mall), etc. For example, yesterday I went to my very favorite store on earth, The Pottery Barn Outlet in Dawsonville, GA. I was on a frugalicious hunt for new bedding for Cate and Will, since they are now "roommates". Now this is tricky, finding bedding that is not too girly for Will and yet not too boyish for Cate. I found a good option, but for the comforters alone, the cost was going to be about $200, and yes, that was the OUTLET price. And then I thought, what would Dave say? He would say, That's not good enough. So I asked the sales girl, what is a more frugal option? She remembered some duvets that had just been marked down and showed me over to the frugal aisle. They are the pattern that is called "Happy Children" and was perfect for boy AND girl. So, the original prices were 129 for the twin and 149 for the full, but the new and improved and frugalicious price for each duvet cover was $17!!!!!! Anyways, that is my new life...hunting for major bargains. All that to say, Dave is changing my life and I highly recommend his class.